Group health insurance are plans that can be used to provide coverage for groups of people in an organization or company. Members of these groups can receive this coverage at a reduced cost because the premiums are divided among the group. For companies or organizations to obtain group health insurance for their members or employees, at least 70% of participation in the plan is required.

Group health insurance plans may also come in tiers, meaning that some may choose a basic option of coverage or a more comprehensive choice that can include add-ons. These plans may also provide coverage to immediate family members or dependents, but for an extra cost.